What Is a Title Loan?

Emergencies can happen at any time of any day, which can be really difficult on your finances if you don’t have cash on hand. But don’t worry, you can get the money you need, and fast. Much faster than traditional loans from a bank.

Car title loans offer a fast cash option for you.

How?

You just use your car’s title as collateral to secure the loan.

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How Does a Title Loan Work?

A car title loan lets you borrow money from a lender. The amount you can borrow depends on the value of your vehicle. You must own the car and the title must be clean, which means no liens. You must also have proof of income so the lender knows you can pay back the loan. Once you agree to the amount you want to borrow and the lenders’ terms, you will have cash usually within 24 hours.

That is why this type of loan can happen so quickly because the car is used as collateral. Traditional loans take much longer and the value of those loans in mostly based on your credit score.

Apply Even with Bad Credit

You can apply online for free, 24/7, even if you have bad credit. Your credit is not the most important thing the lender needs to check. The condition and value of your car is most important since you’re borrowing money against its value.

What Are Benefits of a Title Loan?

  • Fast and easy to apply and get cash
  • Easy to qualify for
  • Keep driving your car
  • Use the money for anything you want

what is title loan

What Happens with My Car’s Title?

The lender will keep your title until the loan is paid off. Once you pay your loan in full and all payments are completed, you get your title back. Even though you won’t have your title, you keep your car so you can still drive it as you normally do.

Repossession of the Vehicle

You must keep in mind that if you default on your loan repayment, your car can be repossessed by the lender. If you are having trouble coming up with enough money to pay on your loan, contact us to refinance your title loan.

Ready to Apply?

You can simply apply for free here on our website to get your car title loan quote.

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